• More than 25 years’ experience in the financial markets and the banking industry.
• Economist and MBA.
• Author of several books and articles for newspapers and magazines specialized in financial markets.
• Speaker and Professor of subjects related to financial tools and markets, portfolio management, corporate finance and risk management.

• An independent private banker since 2004, he has specialized in Wealth Management for a individuals and family groups.
• He has served as Manager of Private Banking and Manager of International Private Banking at Banc Agricol and Andbank.
• Member of the College of Economists of Barcelona, he has a Master's Degree in Financial Markets from the University of Barcelona and a Bachelor's Degree in Business Sciences with an emphasis in Finance from the Catholic University of Uruguay.

• More than 20 years’ experience in the financial markets and the banking industry.
• Economist, Master in Mediation and Financial Advisor and Master in Advanced Diploma of Derivative Financial Products.
• Professor of subjects related to financial tools and markets and portfolio management.

• More than 25 years’ experience in the financial markets and the banking industry.
• Economist, CEFA, and PDD IESE.
• Professor of subjects related to financial tools, markets and portfolio management.

• More than twenty-five years’ experience in the financial sector, where he has specialized in the areas of financial and equity Investment, and private equity.
• He was Director of the Investment Area and member of the management committee of Banc Sabadell d’Andorra, where he was also responsible for the creation and management of Sabadell Inversions Sociedad Gestora. Previously, he was head of the capital markets department at Crèdit Andorrà. He also worked as a commodity trader at the American company Cargill Inc in the offices of Barcelona, Paris and in the USA, where he was responsible for the Latin American markets.
• Graduated in Law, graduated from IESE and has a postgraduate degree in Marketing Management from ESADE.

• He joined the team in October 2018.
• He hold a Degree in Economics, a Diploma in Financial Management by EADA, Certified European Financial Analyst (CEFA), CFA and CAIA Charterholder.
• He is Professor in several fields of Finance: Financial Markets, Business Finance, Portfolio Management and Financial Maths.
• Likewise he teaches preparation courses for the CFA Exam through Finance Academy Spain of which is Founding Partner.

• More than 15 years of experience in the financial sector, most of which in the area of Private Banking and family wealth management. She has performed functions of Premium Private Banking at Catalunya Banc.
• She began her career as a Private Banking Advisor, finishing as a Premium Private Banking Manager, and managing and coordinating a team of private banking advisors.
• She has a Diploma in Business Sciences from EAE (UPC), a Postgraduate Degree in Financial Markets from the IEF (Institut de Estudis Fnancer), a Postgraduate Degree in Financial Taxation from IDEC (Pompeu Fabra University) and a Master's Degree in Marketing from the School of Business Administration ( UPC).

• Part of the GAR Investment Advisors team since 2014.
• Previously employed in a financial institution.
• Masters in Business Studies, MBA in Management and Financial Management and Postgraduate degree in Financial Tools.
• Connected to sales since 1995, Roman began to develop his career in the financial sector from 2000.

• She has a Degree in Economics from the University of Barcelona, an Advanced Management Control Program by ESADE Business School and specialization program in Private Banking and Financial Advice by IEB (Institute of Stock Market Studies).
• Expert in Banking and Financial Advice by ESCP Europe.
• She has developed her professional career in companies dedicated to advising clients (Catalunya Caixa, Tressis Sociedad de Valores, Deutsche Bank).
• Pursuing his career in the financial sector serving clients since 2002.

• He joins Norz in January 2021.
• He has more than 20 years of experience in the financial sector, ten of which as a Personal and Private Banking advisor.
• He has worked in various financial entities (Caixabank, BBVA), in addition to the wealth advisory multinational Fisher Investments.
• Degree in Business Administration, certified as ``European Financial Advisor`` by the IEF (Institut d'Estudis Financers).
• Has specialization courses in Stock Market Analysis and Investments by the IEB (Institute of Stock Market Studies).

• Dedicated to the banking sector for the last 18 years, she was part of the expansion of Caixa Sabadell in Valencia (2007-2010). In the last 6 years she has specialized in Private Banking clients at BBVA and Deutsche Bank.
• Degree in Business Administration from the UOC (Diploma in Business Administration at EUNCET) with a Postgraduate Degree in Commercial Management and Marketing from EUNCET (center attached to the UPC).
• Since 2018, she’s a member of EFPA: European Financial Advidor, EFA nª 14614 (IEF) and registered member LCCI nº 14275 (Real Estate Credit Contracts Law).

• She joined Norz in 2015. She has commercial and middle office experience as well as assistant to senior management.
• He has extensive experience in different financial and hotel companies.

• Professional with more than 15 years’ experience in regulatory compliance in financial institutions and investment services companies.
• Advanced Compliance Program by the “Instituto de Estudios Bursátiles” (IEB).
• General Management Program by EADA Business School.
• Member of the “Asociación Española de Compliance” (ASCOM).

• Diploma as Management Secretary, by the ADAMS study center.
• He began his professional career in the Human Resources area of a large company.
• More than 20 years of professional experience, she has extensive experience as a Management Assistant and as a HR technician.

• Joined Norz in November 2019 assuming functions of treasury management, administration and regulatory reporting.
• Bachelor on Business Management by Rovira i Virgili University.
• Holds a Master's degree on Banking & Finance.

• He has been part of Norz since 2019, assuming functions in the middle office and in the investment area.
• He previously worked at Banco de Bogotá, where he held functions as a credit analyst.
• He has a degree in Economics and Finance from the Pontificia Universidad Javeriana de Bogotá.
• Master's degree in Financial Markets from the Pompeu Fabra University in Barcelona.

• He joined the team in 2022, performing Middle Office functions, investment and portfolio analysis.
• Graduated in Business Administration from Abat Oliba CEU University.
• He has a master's degree in Banking and Finance, with Financial Markets specialization from Pompeu Fabra University, in addition to various courses on the Stock Exchange, Asset Valuation, and Analysis and Investment in Venture Capital.

• She joins the team in 2022 in the Back-office area, operations control and investment portfolios.
• She graduated in finance and international trade from the Universidad del Rosario de Bogotá.
• She completed the Master in Banking and Finance at Pompeu Fabra University, specializing in risk management.
• She has experience in the financial sector in areas such as corporate finance, financial analysis and administration.

• He joined the team in 2022 in the area of Back-office, operations control and investment portfolios.
• Graduated in Business Administration from the University of Wales, he also has a MBA at EAE Business School.
• He has extensive experience in the financial sector in areas such as corporate finance, financial analysis and administrative management.
• He has done internships in Marsh, Caixa General de Depósitos, Lauson.